Wednesday, April 29, 2015

Review: Why Straight Talk Is My Husband's Best Friend

When I began dating my current husband, the "Great Recession" of 2008 was just beginning. He is a master auto mechanic, and his field was hit extremely hard. The money people normally spent to repair their cars completely dried up as wave after wave of layoffs were announced across the country.

Most mechanics work on "flat rate", which meant he was only paid for booked work instead of hours worked. No jobs booked = standing around doing nothing, for free. And there was very little work as the economy worsened. On top of all this, he was stuck in a cell phone contract with AT&T that cost him hundreds of dollars a month and even more to break it.  He's usually a frugal guy, so this surprised me. Why was he paying so much for his cellphone???

Somehow he got talked into starting a "Friends and Family plan" on AT&T and adding his girlfriend at the time (before me) along with her sister and her boyfriend. This arrangement worked ok for a while. Everyone got a phone and plenty of minutes and they shared the cost...until they skipped out and left my husband with the bill. For two whole years!

My guess is that he was the only one with decent credit, so they used him to get what they wanted until they could no longer afford it. But even though he shut all the other lines off, he couldn't get out of the contract. So he was stuck with a zillion minutes a month that he didn't need and a phone bill he couldn't afford.

Thankfully the contract was just ending as the recession was heating up. He swore he'd NEVER get stuck in another cell phone contract again and he'd NEVER use AT&T again. But what to do for cell phone coverage? There were a couple of "pay- as-you-go" options out there, but they all charged you for any day that you used your phone in addition to minutes used. He wanted something simple.

At that time, Straight Talk was brand new. It was just being rolled out in some of the Walmarts across the country. $30 a month for 1000 minutes and 1000 text messages plus a bit of data was just right for someone who needed a tough, simple phone. He has been a customer with them ever since.

A couple of years ago he graduated to a smart phone, after stealing mine all the time! Being in IT, I've always had a company phone, usually a smartphone (which is more like a ball and chain for work, but at least it's paid for.) His new plan is $45 a month, with unlimited minutes, text, and data. Not bad for an extra $15. The data is actually limited to 2 GB per month. I'm not sure how they get away with saying that's "unlimited", but they don't turn him off if he's reached his limit, they just slow him down. That makes it hard for him to watch car videos, but how many car videos does one guy need to watch? LOL

Still, it does what it needs to do and he's happy. He can search for auto parts on ebay from it, exchange tips on car forums, and do what he needs to do. (If anything, he uses the darned thing TOO much!) He's not stuck in a contract. And you can now actually bring your own smart phones if they are from AT&T or T-mobile. As the smart phone market matures and more really good used phones are available, this opens up a lot of options for Straight Talk Users. What a great way to recycle nicer, slightly outdated smart phones!

Straight Talk's technical support isn't great, and their website can be a bit of a pain, especially if you're having issues with auto-renewal, but their actual service is usually fine. It uses all the carriers that people are paying big bucks for- Verizon, AT&T, T-Mobile, Sprint. It's the same concept as in groceries and many other industries- many name brand manufacturers make the generic version of the same items but change the labels on them. Straight Talk is the "generic" brand of cell phone carriers. There are a few others out there, but it seems to be one of the more reliable ones.

And the service has gotten even better. They now offer a home phone with a cell phone base that costs us $16 a month and has unlimited calling in the US and Canada. This is so much cheaper than a land line where you have to pay for local and long distance services, often separately. It's also cheaper than most bundled cable packages that have internet phone included, as well as Skype, Vonage, and some of the other internet phones. (Since we live out in the country, these aren't even options for us. Our internet is satellite based and metered.)

Straight Talk also makes life easier if you have a teenager who wants (I hate to say "needs") a phone and tends to be a bit forgetful. I was able to buy a $30 phone card off the Straight Talk website along with a free phone because it was a new number. I think I even got free shipping with that deal. After a couple of months, my son lost the phone, but we were only out the money we'd spent on service that he didn't get to use before the card expired. It was a pretty painless experience.

Overall, Straight Talk has been a great experience for our family. Our total phone expenses are $61 a month- that's for my husband's phone and our home phone. Compare that to about $50 a month for one land line, and I'd say it's well worth the extra $11. My husband easily makes that in repair  jobs he's able to get because he has a phone, and money saved because he can use it to research parts he needs. Over the past seven years, it's been a win, win for us!

Note: None of this may be new "news' to you, since Straight Talk has gained a lot of national attention and has a lot more users than when we discovered it. But if you're sitting on the fence, I hope this review helps. 

Tuesday, April 28, 2015

Editorial: We Are So Blessed and Don't Even Know It

Most of the time, we have no idea how blessed we are. We walk around completely oblivious, focusing on our problems and complaining about how our lives aren't perfect or amazing or whatever. But we have no clue what others are going through, or how much someone else might long to have even one of our "awful" days because it would be such a relief from what they're dealing with. (They'd probably love to have our bills too.)

Maybe we're too stressed to feel blessed. But we are.

I was recently reminded of this when a couple of different, very dear friends got hit with really challenging times. The kind that knock you down, beat you up, and leave your breathless. The ones that lurk in the back of a mother's mind and fill her with dread.

For one, it's a grown child self-medicating emotional pain and getting sucked into a world of drugs that led to an overdose and a medically induced coma.

For another, it's a baby with health problems who was just diagnosed with a debilitating and aggressive terminal illness. He may not see his first birthday. His parents are literally living moment by moment with him.

My heart breaks for my friends and their children. I've known these people for years, and their kids are close in age to mine. I feel ashamed when I catch myself complaining about my own life. Ashamed to complain about my autistic teenager who is failing high school and driving me insane, or the preschooler who still poops his pants, or the baby who won't stop eating the entire house. (He's like a puppy, he chews on everything!)

They are challenging, but they are also healthy and happy.

Life is not perfect, but it's not supposed to be. It's messy and crazy and beautiful all at once. It lifts you up, throws you down, takes your breath away and sometimes gives it back. Cherish it for what it is, and whatever point you're at. And try not to beat yourself up too much. Life will do that for you, free of charge!

In the end, we really don't know what tomorrow will bring. But it will come, whether we want it to or not. In the meantime, don't miss out on what's beautiful today.

So count your blessings. They are worth more than money, more than gold. They are worth everything.

My littlest blessing

Life: Back, After a Long Hiatus

I'm getting back to blogging, finally. I must be crazy to try to fit more things into my life, but just can't help myself! I love to do things and write and share. Just built this way I guess.

A lot has happened in the past 3 1/2 years since I last posted. I moved 40 miles away to a hundred year old farmhouse, then found out I was having another baby. At the age of 43! I commuted 125 miles a day (round trip) for work while pregnant, had my fifth beautiful boy, spent three months on unpaid maternity leave, then commuted again for another 3 months until I was able to change jobs to a closer location. The stress of all of this aged me immensely. I look back and I am not sure how I did it. I was even breastfeeding at the time. Just crazy. I've been blessed with a very full life!

During this wild time of my life, a tornado destroyed the town of Washington, IL, and blew out all the windows at my kids' daycare. Thank GOD it was on a Sunday. Everything was embedded with glass, particularly the infant room! It also completely destroyed the apartment complex I lived in after my divorce back in 2007. My older kids used to ask me what we'd do if a tornado hit, since we were on the third floor. I'm glad we didn't have to find out, and also glad no one in that complex lost their lives when the tornado literally took the top two floors off. It also went between two churches full of people worshipping. What a day. Sadly, one person died, half the town was leveled, but the community was amazing and rebuilt.

And life eventually got easier here. Not only did I change jobs; I also changed industries. This has actually been a really good thing. It's meant a lot less stress and more chances to be creative. Sometimes normal, boring and stable can really be wonderful things!

Most of my days now are spent working or chasing after a toddler, a preschooler and a teenager. And 20+ chickens and 3 cats. We're having fun with permaculture on our five acre spread. It's provides the perfect counterbalance to sitting at a desk all day looking at computer screens. It's fun to get our hands in the dirt, watch things grow, and take lots of pictures. But there's something missing- the need to share with the world what we're doing!

And there are ideas. So many ideas. For saving money, for creating things, for having fun and just sharing with others. All this stuff has to go somewhere, right??? (It just gets lost on Facebook!) So hello to friends old and new. If you stumble across this place, feel free to stop in and say hi.

I'm not sure I can get my old frugal moms domain name back. Apparently it's for sale for $3500!



Not very frugal. That's ok. A fresh start with a new name may be a very good thing indeed. For now, I've thrown frugalmoms2.com up there. It's Frugal Moms, part 2 for now! The price was much more attractive at $9.99! That "2" saved me a lot of money. We can put the extra (imaginary) $3,516.01 on something else! Because that's what it's all about, baby! Living better for less!

Here's a glance at some of what's kept me busy these days:

Our farmhouse will turn 100 next year!

Hiking Starved Rock with munchkins


The daredevil and the nature boy

Barefoot teenager in the sunflowers